It's a chain scam where the scammers will send someone a tell with a link to a fraudulent website that's supposedly a forum post, but instead leads you to a phony log-in page that's sketchy as all heck; particularly due to it not being a secure website (Which immediately gets it blocked by any half-way decent internet security program). It's also not redirecting to the supposed forum post in the web address and demands your OTP at the same time as your account name/password, which the official log-ins do NOT do (They prompt for the OTP after verifying account name/password are correct).
If you're gullible enough to attempt to log in, they have a bot set up to immediately log into your account via Mogstation and change your password, afterwhich they'll strip your account (And FC if you have permissions) of gil before using it spam other players with links to the scam website until the GMs inevitably suspend your account.
The thing I'm curious about is whether or not the GMs bother tracing the stolen gil back to the "bank" account they're sending it to so they can purge it and reduce/prevent any potential RMT sales.
