REALLY hoping I'm not the only one seeing an amazing metaphor in this comment.
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As a side note, the Security Token device doesn't give you an emergency removal code. Still when mine broke all it took was a quick phone call and it was removed, 2 days later my new one came in the mail and registered it.
Not really sure how people consider entering a 6 digit code to be a world shattering inconvenience, first world problems I guess.
Security tokens you have to pay for now if you're getting a physical one. 10 bucks plus S&H depending on where you are. Only when I decided to order merch from the SE store about 5 months ago did I get slammed with said problems when I never had them before. Then again it did start when they had overall maintenance and I tried to login to the mogstation to get to the lodestone, and said my ID and password did not exist.