If you were in the hospital dying, do you really think the state of your MMO account in 45 days would be important? But I know you were just reaching for concerns. I've gone away from the game for a while before - it is why I went with an apartment for my character instead of a house.
It is probably to late to pressure them for Stormblood... but we should maybe try to pressure the devs into making an instanced housing plot - seen from the outside this plot would look generic and have no outside decorations. Entering the plot through a 'portal' would put you on an instance for it - they could then have an unlimited number of these... Maybe add them off to the side of normal plots, similar to apartments.
