Lifetime subscription & Changing name clarification

299$ + 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10% = 775,5 (10% interest/year)

(15$ x 12) x 10,8 = 1944$

And I dont think the game company is the bank. if you pay 300$ it will be 300$

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Originally Posted by Shneibel

299$ + 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10%+ 10% + 10% = 775,5 (10% interest/year)

(15$ x 12) x 10,8 = 1944$

And I dont think the game company is the bank. if you pay 300$ it will be 300$

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There are a few (well not a few things) you forgot to take into your calculation:
Most interest rates are now compounded monthly or even daily, your calculation is not even compounded at all.
$15 represent payment per month, think Home Loan, every $15 you repay on the $300 loan does not equal to $15 principal, it's principal + interest = $15. Why do you think most loans are 15+ years?

The game company is a business. A bank is also a business. So you think you pay money to SE, where is that money going to? They get reinvest to make more money. Maybe you don't care that your money get reinvested ;) but most of us do, even the billionaires do.

*nvm brain farted*

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Originally Posted by MariyaShidou

There are a few (well not a few things) you forgot to take into your calculation:
Most interest rates are now compounded monthly or even daily, your calculation is not even compounded at all.
$15 represent payment per month, think Home Loan, every $15 you repay on the $300 loan does not equal to $15 principal, it's principal + interest = $15. Why do you think most loans are 15+ years?

The game company is a business. A bank is also a business. So you think you pay money to SE, where is that money going to? They get reinvest to make more money. Maybe you don't care that your money get reinvested ;) but most of us do, even the billionaires do.

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guess that s why they are billionaires ? and you re right, I dont care what SE do with the money I pay them, all I care is find a way to pay less and I got the most out of it from my side. If I DO care about the money I pay for SE for gaming, I ll better stop gaming and get a better use of those 12$/month.

Nvm my calculation is way off >_> forget it.

Lifetime subs are usually a way to get more money from the customer if they aren't sure if the game will remain viable for many years to come. Even with the rocky start, I doubt SE will provide a lifetime option, simply because they can get more money in the long run through monthly subscriptions.

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Originally Posted by zhuge_liang

Hi all.

I have 2 questions:

1) Has Yoshi-P mentioned anything about lifetime subscriptions, once we have to start paying? I'd rather pay a full cost upfront personally.

2) I haven't seen Yoshi-P or the devs mention anything explicitly saying that we will be able to change our names once the new races arrive (Race, appearance, etc has been mentioned but not name changes). I just want to make sure this will be an option. Anyone seen anything?

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1. Lifetime? D: Must be rich or something.. XD

2.

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Originally Posted by Naoki_Yoshida

Since we are adding new races in 2.0, when customizing characters, players will be able to change everything about their characters, including their race.

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Originally Posted by Winterclaw

If they do lifetime subs it'll probably cost you $200 if cryptic is any clue. Plus SE charges per character which will add another layer of complexity for figuring out lifetime sub fees.

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$200 + $10 per additional slot, maybe? Also, it's possible they might change their billing method such that you aren't paying extra for character slots, which would be nice.

surely a lifetime sub would be the lifetime of the game. and i'm sure i heard they expect it to be up and running for 10 years. so it would cost you 10 years worth of subs :P

I think a limited-offer lifetime sub would draw in more people and be a compromise to many people who feel annoyed they are paying for less than a complete game (I'm not annoyed myself but I know alot of people are). SE could offer the lifetime sub option for maybe a month or so, and then drop it, allowing them to guarantee monthly income from players who join later. Personally, I think it would be a nice gesture to everyone who has stuck with the game from launch.

My $0.02.

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Originally Posted by MariyaShidou

Nvm my calculation is way off >_> forget it.

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heh yea, for your calc. to be right, you'd have to be charging some serious interest that would put mafia loan sharks to shame :P