I can walk into Final Coil whenever I want to. Whether or not I can beat it is another matter; I have access to the content created with my money.
Can you say the same about buying a house? No, you can't.
If the Coil system worked like the housing system, there would only be 1440 pieces of gear dropped for the entire server. Period. Once they're gone, they're gone until someone deletes them out of their inventory.
