Why didn't they just restrict housing to 1 per FC or 1 per game account, or both? As you can only be in 1 FC at a time, you therefore couldn't buy multiple houses yourself.
The fact that they chose to not follow this line of implementation suggests it was a deliberate choice to price people out of the market in an attempt to get people to play more and earn more gil to afford such housing.
This may end up backfiring and put a lot of people off who had been looking forward to housing, especially when there are no details of when personal housing will appear and for how much.
