The current options they are giving us are terrible and rushed, Click&Buy are considered a bad company by many banks and charges from them on your card/bank can lead to your own banks automated fraud system freezing your account (would you like to have to ring your bank/cc company every month to unfreeze your account?). Crysta being buyable in block amounts only (like microsoft points on Xboxlive) is totally lazy and leaves a sour taste in your mouth every time you would do it since you have to keep overpaying. Both of these methods are unnaceptable, even moreso given we have been given a better serivce since the creation of FFXI, but now after sticking with the company for many years we get garbage. The thing that makes it more upsetting is the JP players get far far better options to pay than us, totally unfair.

Regardless as I said in my initial post, what I really want is some word as to whether things are going to change or not...cause right now I'm just waiting, if nothing is going to change tell us and we can deal with what we gotta do. I'm getting more and more annoyed at waiting and thinking that my account could be closed and I'll not even be able to post on this forum at that point. If they won't change these horrible options I'll consider using what they are offering but I'm not sure how long the sour taste in my mouth over them will hasten my desire to end my XI career.

You can only push a playerbase so far, addicted we maybe but there is a limit.

it took like, 10 minutes to apply a card to the 3D thing, get over it and figure it out, its not hard, and it works fine.
I setup a verified by visa thing long ago, this has nothing to do with that. This is a whole 100x worse thing they are offering, if you think this is about 3D secure card accounts you are going to have a big suprise next month when you can't login anymore due to the payment systems totally changing and you haven't set it up. Also you won't be able to post on this forum at that point either cause your account will be closed.

This isn't about changing your account to a Square enix account, lots of us did that. This is about the fact you now have to totally change how you pay for FFXI on that account, this is new stuff and a lot of people still don't know there accounts will close next month cause they have yet to set it up. The way you paid for FFXI for the last howevermanyyears is now no good and you gotta pick a new payment system, and the options are terrible.