The problem isn't the implementation of C&B and Ultimatepay/Crysta...
IT IS THE REMOVAL OF THE 3DS/VbV DIRECT CC PAY OPTION FROM EVERYONE OUTSIDE THE JP REGION.
Edit:
for those that haven't seen it yet (or otherwise forgot), here is the JP help page for the transfer, through Google Translate:
http://translate.googleusercontent.c...31aAKy-SQVuVrw
Scroll down to section 7. Notice it is basically to select payment method. It's graphics so not translated, but they get option for CC or Crysta--note it is just a standard MC/VISA logo. Now go to section 8b:If you choose a credit card. Note that they can put their CC information directly in, and also note the 3DS and VbV logos in the lower panel--they get to continue doing what we are doing now.
Now, contrast that to what happens in the NA version:
http://www.playonline.com/homeus/polshift/help.html
At step 7, you get to choose either Crista or Credit/Debit Card via Click and Buy--note that this step shows the C&B logo, not the generic Visa/MC like on the JP page. Now look at step 8b. You have to go through Click and Buy--no direct processing for 3DS or VbV cards.