so run out of gil...now what?

[Felis]

Stop farming gear, start farming mats to sell it in the AH, like pudding flesh

The OP has a point, to a degree, and even if he may not be exploiting all of his avenues to get gil.

Someone who simply doesn't like crafting or gathering, and wants to focus on activities as a DoW/DoM, should be able to do so and not go completely broke. In other words, they should be able to make enough gil to cover repairs and basic consumables and have a small bit left over.

If you have a DoM/DoW class, but have no incoming (you don't need DoL or DoH class for an incoming even if they have the highest incoming), then you do it wrong.
Look what the enemies you kill drop, look what you can sell with a good price in the AH and start to kill a lot of these enemies (also calling farming).
It is the OP problem if he refuce to play the AH game with his DoW/DoM class.