So I was looking at what I could buy with pugilist guild marks and I saw the trait Muscle Memory. The description is: Converts an attribute point allocation of Strength +5 into Intelligence +5. Can someone explain exactly what it does and the benefit of it?

It sounds like 5 of my 67 STR would go to my 21 INT, making my stats 62 STR and 26 INT. I was unsure if this is actually the case because I don't see how this benefits a pugilist. (It costs a single point to up my INT at this point, but more than one for upping my STR, so why would I want to transfer some of my more expensive STR to my less expensive INT?)

Also, I know that there is a way to reset points, but does anyone know how much it does per tick and how often you have to wait before you can do it again? (Or how long it would take to get back all your points from a physical level of 50).