i get this with SCH alot, so much so that I am just quitting end-game with it til my FC is ready. If something goes wrong they start looking at members, they see me with some AF gear on and BAM its my fault it all went wrong.. even with half my AF still on I will outheal the second healer (without pulling aggro that is) and I will keep people up as long as they do their job.. but no its my fault everyone died.. not the dps for not killing adds fast enough and not the fully equipped WHM cos yea he is fully equipped so how can it be his fault.. I think the way people judge other people in this game is ridiculous, its a game and it was alot of fun til i hit 50.

my advice to the OP is to only go with an FC cos there will always be that one idiot who wants to ruin your day.