Account wipes after unsubscribing?

[RaphaelDDL]

I doubt they would wipe right away.

The question is the one you said at end, how many months to actually wipe.

[jruu]

So would I simply have to just pay the subscription when the time comes to get back into the game? all under the assumption that my account is still active and my character(s) are still at their currently level with all items.
Or would they have me restart everything from scratch.

as far as ffxi, I did have an account there and it got wiped after about 6 months after inactivity. A reason why I did not go back.