I run around in my underwear because I just started playing this game and I just unlocked other classes. I don't have the money nor desire to immediately find clothing since I could just unlock it through quests or level up and buy it off a vendor. I think that even if it were a preference I had I don't think it affects you in and real meaningful manner.

I for one would prefer to always laugh at a cheesey cheap joke and act a little immature than to be so "mature" that some avatar on a video game's lack of clothing is bothersome enough that I make a thread about it.