Are you that desperate for a post count that you're making replies to random posts? You've ignored this entire thread and the previous threads about this issue only to cherry pick at me. Since having automatic renewal cancelled due to MogStation errors, I've attempted to register for automatic renewal again. Because of that I've been charged with the test $1-ish amounts again and my bank hasn't blocked those charges. My anecdote was more to do with how useless their 24hr lockout is if my card has already been used on this account. I could go further and call my bank, sure, but it hasn't helped other people here so there's obviously a problem Square Enix has to fix for others, even if it's not MY problem. The fact that they won't let me buy Crysta is enough of a problem to criticise Square Enix about because that has nothing to do with my Mastercard.