Ok so I have been paying all this time, no issues on either Mog Station or adding Crysta, with a CIBC Visa Debit. I've recently switched to Scotiabank and started using their Visa Debit, now I'm running into 401 errors galore; I can't update my subscription, I can't pay for anything optional, I can't add crysta, but yet, when I registered it to my account, it charged me $1.20 and went through fine, I just can't pay for anything at all. So what's the deal? It takes my money to register my card, but wont take my money in exchange for stuff I want? Hmmm, what's going on...?