with the £1/$1 bank charge that they take per 'Failed' transaction, do they refund it or do they keep it? I've had 7 of these 406 error codes and just checked my bank and noticed ive had £7 removed from my account as 'tests' and will be very upset if SE arn't going to refund it because I cannot afford to chuck £7 away (especially when I havn't received any kind of product or service from them for this money) thanks in advance for any replies