I'm on the Ultros server and my account expired a few days ago. I called SE to talk to a representative and the same thing keeps happening. I tried using my card that had $20 on it since I've used it before to renew my subscription but I keep getting 601/401 and always waited the 24hr mark. tried when i got home from work Thursday (4PM), Friday(6PM), Saturday(8PM) all within the 24hour windows. Happens when I try to sign up for renewal subscription and even when trying to purchase Crysta. The expiration date on my card is good till 2022 and the funds are there so idk whats going on. Just please Square-Enix fix whatever you did. Because I do have statement of it being used fine on the system because its the same card I used when I renewed my sub. For the mean time I just ordered the Time card off of Amazon. The funny thing is I never had a problem paying until that Payment Maintenance on the 27 of February happened.