I had written a long post describing how I feel about this issue but SE apparently logged me off and that entire response was lost.

I am currently waiting on UGC to manually drain my card and apply it to my account to buy Crysta. Though I'll inform those in this thread if it works or not. If it does I have also contacted their customer support if we have to go through this hassle each time we want to subscribe.

SE stop acting like this is your first MMORPG because a lot of F2P games now have payment systems that puts yours to shame. I can also predict this being the Achilles heel to FFXIV as subscription based games are going the way of the dodo. I know Yoshida stated they needed money but when you don't accept the money literally being thrown at you it pisses your customers off.