I initially set-up automatic payment with a $50 visa gift card before my free subscription expired. Once my free subscription expired, I got error 401. I tried again the following day using the same card twice and still got the same error. Then I called the card's financial institution to find out what has been withdrawn and found out $1.00 was withdrawn for each of the 3 attempts but the subscription payment was not. How can they withdraw the cc processing fee and not be able to withdraw the payment? Can someone shed light on that?