I sent an an e-mail to support and basically got the same response. I live in Japan, but have a US debit card that's tied to my valid address in the US, but it just doesn't want to go through. I've opted to use paypal, but I'm stuck waiting the three-five days for them to move the funds from my bank account. Then I'll have to hope PayPal works, otherwise I'm SOL. I was inclined to think the issue was legitimately with my bank at first because I've had a similar issue adding funds to PSN with the same card, but after seeing how many people are having issues, I'm not sure what to think. It's also through Visa, so I'm curious if it's the issue that other guy was talking about a few pages back.

Regardless, I think Square-Enix needs to find some way to make this whole process easier on their customers. In this age of constant international travel, you'd think I ought to be able to just buy a Crysta card here in Japan and use it whether I have a US account or not.