I personally spoke to a Customer Service Rep from SE. They said that the current system is "Working as Intended"(yes, they said those words) and there is no plan to look into or change the current lock out system. He, Daniel (CS Rep's name), said it was the customer's fault that they were getting locked out and not SE's issue.

Second, You can buy The Ultimate Game Card at Walmart and a few other US stores. http://www.ultimategamecard.com/wheretobuy.html This will allow you to use the cards to purchase Crysta and pay for your account time. My fiance had to do this to get hi account working after SE told us to F'off. You will have to go through Ultmate Pay option under Purchase Crysta option in the Mog Station. If you are getting paypal blocked through them or the Game Cards are not working then call them (I posted their number in a previous post on this thread a few pages back) and they will help you get it sorted and the crysta on your account. They actually value customer service.