I'm living in Australia, which belongs to "Europe & Other Regions" when I first create a SE account back in ver1.0 of FF14. I don't have the option to purchase Crysta, or using Ultimate Pay. My only options are either credit cards or pre-paid game card. For c/c, I've tried all 3 different cards I have (one debit Mastercard, one Visa, one AE, each issued by different Australian Bank). After several days of trying (I think we all know this 24-hour-auto-blocking things by now), by using the debit Mastercard, the error 601 which many people has encountered finally gone, I was able to come to the final payment confirm page (or whatever that called, it's basically a table chart listing all the details), I was like "ohhhhh YES!" (BTW is this part of gameplay? I mean it really feels like I've got a hard achievement or just beat a hard boss and lot a great item lol...anyway...), then, the EPIC error 401!!

I've tried maybe 3 more times in 2 or 3 days, and then just stopped and waited since then. I've already got charged (those small 1.XX dollors), the transactions still shows as "pending" atm. I'll just wait for it to get through and maybe try again, like someone suggested in the previous page, see if it will works.

I really like the game, and I realllllllllllllllllllllllllly hate SE now. I think most of ppl here would share same feeling as I do.....