Thanks for your help guys! I live in Canada and I just walked over to shoppers drug mart and got the last $20 UGC. I purchased 1,800 Crysta which came to $19.64, at first the 401 error appeared and my heart dropped but I just refreshed the page and the 1,800 has been added to my account. UGC Do work for the right regions, and I am now able to play again