Hi guys, I'm also having issues trying to renew with my debit card.

Thursday was the last day of my free trial. Just before midnight I filled the form with my card info in the mog station, subscribing for a month. I think I did a mistake here, signing for a Visa when my card is actually a Visa Electron. However I received a confirmation mail from SE:

"This e-mail has been sent to inform you that payment for FINAL FANTASY XIV: A Realm Reborn has been successfully completed for your account"

I went to bed. Friday morning a new email from SE:

"An error occurred when processing payment for FINAL FANTASY XIV: A Realm Reborn. As a result, automatic renewal has been suspended for your account"

So I tried a second time on the mog station, choosing the right option for my card, and i got error 401. As a third and last attempt a bit later, I updated the card info in the SE account management page, but nothing happened.

I checked my card balance, they didn't charge anything except for the 3,00 € for verification (Italian player here ^^). Then I decided to come here and found this informative thread.

I didn't make new attempts since Friday, and I didn't get any new email from SE either. No legacy player, and no issues for my friends using the same kind of debit card, if that matters... Tonight (Saturday) once I'm back home I'll try again and I'll let you know.