What do you think of the point allotment system?

[Jinko]

I think having fixed stats isnt really a good idea, taking away customization is usually a bad idea for me.

Taking away anything is considered bad, still doesn't mean its not needed, you can still have individualism by customising gear, the new materia system is designed specifically to do this. (.... uh... I think)

By making the stat points lower you are making the value more meaningful and powerful, making gear stats more important and as I said if the stats are more important players are then forced to wear the correct gear unless they want to be gimped.