Maybe I missed this somewhere but I see no option, ability, icon, function, etc... that allows me to repair my friends/Free Company Mates gear. Thus I'm expected to level up every craft to repair my own gear or pay out of pocket?

I fail to see the point of having a system where you are forced to repair gear, if I can only repair my own. This was a feature that existed in 1.0 but didn't make it into 2.0 ???
Seems like backward progression to me.