Ok I am going to post here the best way to stop having your information stolen by keyloggers and Trojans apart from using the SE Token. Please bump this message or add good programs that are free that I haven mentioned.

Avast or AVG Free both good free anti virus programs I prefer Avast right now but I have used both.

Spybots Search and Destroy Great browser protection against drive by bots and fake plugins

MalwareBytes Good program for removing Malware programs that pretend to be something they not like anti virus.

Again these are all free and use these my self please bump this message and support.