I've been really curious about refresh from Shroud of Saints and Regen tic, I did a little experiment b/c I was curious if we whm can increase refresh amount

W/GEAR
[MANA]---[MND]-----[TIC]----[TOTAL]
3293-------298--------193-------965

W/O GEAR
[MANA]---[MND]-----[TIC]----[TOTAL]
3173-------233--------193-------965

My lvl is 48, and I haven't used a single one of my attribute points b/c I heard rumors certain stats affect refresh tick.....
Maybe I did something wrong or someone wants to double check my findings, just wanted to post this if anyone else was curious.

Also curious if regen tick grows in strength to mnd or healing potency , I did look at a person's guide on here but it didn't say anything about mnd in relation to regen tick.

Also what does determination do if anyone can answer that , seems redundant with mnd and healing potency already listed