Good luck getting that token removed. I had that problem in xi years ago when I got it for the mog satchel. Had to photocopy/scan my drivers license and send it to them and provide my entire billing address history.

I don't have a one time password, even though I have 4 un-activated tokens. I have a single SE account, which has 4 XIV legacy accounts and 3 XI accounts on it. These accounts are played by myself, my wife, and my two children. Can you imagine what would happen if you were to pass a token around the house to all those people?

Now, if SE would permit the registering of multiple tokens to a single SE account, say, one per XIV account, then I'd be all for taking advantage of the token system.