We need more ways to make gold in this game.

[ilJumperMT]

Question: if a person plays perfectly (as in never ever dies), doesn't use teleport services, doesn't use the market board and does all their daily leves and only plays 3 hours per day, will he go minus?

Yes he goes in minus.

I did not pick gil from retainers. I did Amdapor keep farming without dieing (dps) and done from leves quests (400g each)

Still went in minus.