If the terms and conditions state that they dont have to give you a refund then yeah your not getting one. Besides im not sure why people are jumping the gun and getting ready to just chuck the game. Fixes take time they have to sift through thousands of code variations and find where the issue is occuring before they can put in proper patches and fixx holes where the issues are occuring. In other words why not just wait til the Sept 4th update and see if that fixes the issues you have been having. No sense on chucking the game before you really know if it can be fixed or not.