It may suck, but it's a godsend. Part of 1.0's problem was that it DID keep your settings serverside. This had the unfortunate effect of UI lag. Noone liked it. At all. So Yoshi made the settings save locally, no more UI lag. Now, they could have easily made it so you could save the settings on the server like in XI, but it probably never came up in discussion or the player forums because of the memory of 1.0 and people not quite understanding what 'save to server' means.