for the most part..i agree.

The only thing i'll add...is that from my time in beta, and being locked out of servers because of tech problems etc...i learned one advantage.

i made three alts. each character starting in a different city. the only advantage i had was knowing my way around the cities when it was finally time to use my main character! until lvl 5 in ANY city...all the quest are pretty much intro and tutorial to teach you basics and show you around.

So if you only do them in one city...you wont really miss out per say. the cities are easy enough to learn. So like the others said, pick your fav and go!
You'll end up in all the cities by doing story quest anyway