Also, there is (or will be) a way to reset your talent points. I heard someone mention it costing 30 seals or something like that (not sure what it is, but I think it has something to do with leves), which isn't cheap. So it would really only be worth it at high level if you plan on changing your focus completely...or maybe they have other ways to deal with this, since this game is all about being a jack of all trades.