Yeah it was a problem back in phase 3, and continues to be somewhat a problem in phase 4.
One thing I noticed was that I had joined a GC in 1.0. Gridania, had the officer's coat and everything but I got an error every time I tried to summon my Goober. No idea what happened there but it seemed to be happening to a lot of people regardless of having joined a GC in 1.0 or not.