Quote Originally Posted by Fantasia View Post
^ This.

There's going to be a credit system implemented wherein when you finish a dungeon you'll receive unique currency (of some kind) which can be collected and then spent on the gear that the dungeon can drop. It's more for people who have the worst luck when it comes to obtaining gear from chests, but it's still good for building up credit with random groups.
Sounds like totems in 1.0. Save up the totems to get an ifrit weapon and whatnot