If you can afford a really nice piece of equipment then why can't you wear it. I don't need to be a certain level to wear a shirt in real life and I think it should hold true here as well. My example is this: If a rich spoiled kid want to buy the best clothes (R50) while learning to ride a skateboard (R1) then he should be able to. It won't help him rid the skateboard any better (decreased stats) and when he falls off it will cause the clothes to become ruined (increased wear). This is the current system, and I am ok with it, may increase wear of item a little more as the player is out of the optimal rank and the stats. Heres what I think would help make people think twice about wearing R50 gear at R1 or even having mages wearing WAR type armor. If you are wearing something that isn't right for you or if the lv difference is to great then it should take unrepairable damage. So if you are lv CON and you are level 1 and you are wearing lv 50 WAR gear then the gear takes massive damage. You take it to your blacksmithing friend, but because of the improper use of the armor even the best blacksmith might only be able to repair your gear to 90%. Keep on fighting with it and the best repair might be 75%. and so on. When the gear reaches 0 and cannot be repair sorry but your armor is useless and the only thing left to do is to give it to the blacksmith and let him/her salvage it for spare parts. That way people aren't willing to spend 1mil or more gil on Armor that might only last a few levels tops.