Quote Originally Posted by REDace0 View Post
Suppose you drop the 25k while sitting at the chief sergeant cap of 45k. You then have 20/45. Since the total reward for the second lieutenant quest (reward + coin value) is 30k, and the lieutenant cap is 50k, any seals you earn between accepting the quest and receiving the 30k you effectively earn from it would be lost if they didn't put 25k of the reward into a coin.

1. Chief Sergeant cap (45/45)

2. Pay 25k (20/45)

3. Do a perfect caravan run. (21/45)

4. Earn Second Lieutenant...
4a. coin not implemented (51/50, 1k lost)

4b. coin implemented (26/50 + coin)
I speak from experience on this, if you don't have the space for the seals, the game won't let you make the exchange. There's no way to lose an item. Otherwise, I've have lost a cluster.