Well yes, I've discussed this with people and there is a reason it's called a "themepark MMO" and that Yoshi-P has said he views himself like a government and the player as the citizens. I recently described it as a "pick and mix"
https://forum.square-enix.com/ffxiv/...00#post6657400
Technically, it is the most packed expansion ever, if you include everything that is coming in the patches. But as my image shows, every piece of content only lasts 5-20 minutes per attempt, so on that basis people will dismiss all the content as nothing. It's mostly like this because they don't want it to be too much of a burden for casual players that just login for a few days for a patch, then move onto the next game, and that's pretty obvious really.
They've not used the "it's too much money" excuse as far as I know and even express a willingness to go over budget. They are almost constantly hiring developers in some department for FFXIV specifically (I know because I check).
The issue is that they think things are "too hard" or "a lot of work", including many things that any programmer, with any codebase, could achieve in a short period of time. There are so many ways to think outside the box if there are infrastructure issues. It comes down to either that their team is too divided up so one person can't just implement a feature on their own causing it not to be implemented at all, or that some of them don't believe they can do things that they, in fact, can.