Ok.. First off.. Not a bad idea. I can count hundreds of people over the career of playing XI who would cry because their LS leader for a say Dynamis/EGLS would just disband the group and keep all the profits or him/herself. So here's the thing... It's not going to be all your money. I'm not saying all your funds/treasure is tied to your free company. It's purely donated gear/gil. Or if you work towards something that no one needs and you decide as a group to sell it for the free company. Not everyone is so untrustworthy. Having a bank would allow a free company to store things as a group. And see what's there. Seriously how bitter do you have to be that you can only think of negative stuff. People aren't going to quit over this.

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