It's the game and the hardware both. I have an AMD processor and it crashes anytime I'm in a city. Husbands Machine is AMD, works fine. the part that's concerning is the KERNAL32.DLL which tells us something in the game is trying to access the processor and failing. The issue is software related to hardware however all the other games I play work fine, no issues, FPS is fine, no glitching. So this points to one thing. 7.0 & 7.01 are bugged and causing issues.

Also, you shouldn't have to jump through hoops to play a game that was working fine before the update and now crashes, that's on SE and FFXIV to figure out. I've canceled my sub because they can't be bothered to fix their game or respond to anyone with issues. They let us respond to each other instead, so very helpful.