Every time there is a patch, all my settings are erased/reset to default (gear sets, keybindings, HUD, hotbars, etc) on all my characters (two accounts). I've been playing the game for 3+ years, and just assumed that this was happening to everyone, but today, I found out that it doesn't happen to several of my FC mates, and I haven't spoken to anyone else who has it happening to them. I realize there's a back-up option, but I'd like to understand why this is happening in the first place.