This is just what i use.
I found the magic number to be 444 m.acc unbuffed. I use m.atk food on Ifrit and m.acc food on Garuda. This has served me well but IMO there is no reason to over stack M.acc.
For Gear i wear;
Double Meld INT Felt Hat / Double Meld Int Electrum Scepter (If the Int value from the materia doesn't add up over 30 then its not a good double meld IMO don't settle for less)
Double Meld -Emnity Belt (doesn't really matter what belt they all suck)
Double Meld Piety Felt Bliaud (Their is debate if Sleep is affected by this stat, but i figured why not try)
Double Meld Int/Mnd Woolen Tights ( aim for +12 or higher on each )
Double Meld M.atk Mahogany Pattens (Haven't bought yet, i won't settle for less than +20 m.atk)
+1 Zircon Rings / +1 Zircon Bracelets / + Spinel Choker / Mage Earrings
Aubriest's Allegory Shield
AF BLM GLoves
Now this is my starting point. This has giving me 444 m.acc / 360+INT / 500+ m.atk ... from here i will start replacing these pieces with triple melds.
Also for my baseline stats i stacked full INT / full MND. Why because you squeeze out 5.5 m.acc from that 22 MND and i can meld extra Piety to my chest. As for HP. You are a BLM, i haven't had a problem with my HP levels yet, don't get hit. Use Sanguire Rite to mitigate dmg when you do have to get hit. Also Nercogensis/second wind to get it back up quickly as well.
If you really are worried about M.acc still. I carry 2 coral rings +1 just in case.

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