In Japanese popular culture, lolicon (ロリコン, also romanized as rorikon or lolicom) is a genre of fictional media which focuses on young (or young-looking) girl characters, particularly in a sexually suggestive or erotic manner. The term, a portmanteau of the English words "Lolita" and "complex", also refers to desire and affection for such characters (ロリ, "loli"), and fans of such characters and works. Associated with unrealistic and stylized imagery within manga, anime, and video games, lolicon in otaku (manga/anime fan) culture is generally understood as distinct from desires for realistic depictions of girls, or real girls as such, and is associated with the concept of moe, or feelings of affection and love for fictional characters as such (often cute characters in manga and anime).
Source:Lolicon


■Nuisance behavior
"Nuisance behavior" is speech or behavior that hurts others or obstructs their gameplay, but which is not classified as harassment. Even if it was not intended, a penalty may be issued if the end result was that another person was hurt, or their gameplay was obstructed. If the behavior was observed being conducted by multiple players, all involved members will be issued a penalty.

Below is a non-exhaustive list of examples of nuisance behavior:

◆Offensive expression
"Offensive expression" means an expression in general that inflicts emotional distress by being offensive to another person.

It is prohibited to do this anywhere an expression can be made, such as all chat channels (including PvP Quick Chat, macros, and emotes), markers, comments, or titles. It is also a violation in cases where a player character name involves a term that could be considered offensive in any way.
Source:Prohibited Activities in Final Fantasy XIV


You're playing a female Lalafell who is a child-like creature (or young-looking) girl character that uses a sexual character name (Loli).