That is true and trust me i wouldn't mind at all if they actually changed the death animation to something that suits OP. But this is not very likely, not at all. Most likely outcome is that they tell them that they can't do anything about it. Which would put OP again right where they started.
And i absolutely agree, they have probably friends and things they enjoy ingame. Abandoning that is probably not in their interest. So they do have to face their fears, SE won't do it for them.
I mean i would recommend therapy as a long term solution but that isn't doing anything for OP right now. And i know that there are many who can't afford it, sadly.