Quote Originally Posted by Fixfireleo View Post
Still kinda new to the game. I have leveled all the crafting and gathering jobs to max level and purchaed gear. I have not leveled a combat class to max level yet. How much Gil do I really need at this point? There doesnt seem to be much to spend it on if you arent going to be in a free company? I have about 48 million. I have been playing the market full time instead of playing the game. Thanks for the advice.
The real answer depends on what you do ingame.

Do you raid savage and play the game (Don't say yes here, the hyper casuals will abuse you and tell you to go play other games).
If so, you need about 5m every 9 months to cover the costs of a raid tier.

Housing? The base cost of a house (3m, 20m, 50m) and then furniture can mostly be self crafted or bought for less than ~15m for a large unless you want specific expensive items that can double that easily.

Outside of that, Gil is a pointless currency. Just spend it, you make it back fast enough so never worry about it.
The people that disagree are just lazy and don't play the game. You are already in top 20-30% of players Gil wise if you are almost at 50m, the average player can barely scrape together enough to keep playing.