I was wondering if it is at all beneficial to have multiple characters. Seems like it would be easier to level by taking advantage of more guildleves but I have a couple concerns...

First, is there an easy way to transfer goods between characters on the same account? I'm new but have yet to notice a type of mail or bank system. If neither of those exist would there possibly be a "safe" or out of the way spot to park a retainer from one character to "sell" to another for next to nothing? Also, are there many "no-trade" crafted items that would make this impossible anyway?

Next, are there any reasons a Disciple of War class would "need" a high level craft? Say, for a quest, AF, Relic, etc? Or do most all quests that involve any sort of crafted items give exp to Disciple of Hand classes?

Thanks for your time ^_^