Just like to remind everyone asking "Why did SE choose this way" that this is the same company who has their systems being held together by bandaids and prayer. Do you really think they had things set up behind the scenes and ready to go in the event this happened? No. I would put a large amount of money on that they didn't. This was probably a combination of trying to get something together in a rush (because they probably didn't even start until they got official notice of the vast amount of chargebacks going on) while also having their payment processor breathing down their neck the entire time to get things fixed immediately.
I get it, some are disappointed because they can't do a specific event for their FC now (which we don't even know how long this ban on the items is going to last) but people not being used as a money funnel for RMT purchases is more important. I'm sorry if that offends you but there's a bigger picture here that needs to be looked at and put as a priority. For all we know they could be working on a more solid system now that they've given themselves some breathing room and we could hear something about it in the next coming weeks.