We anticipate that even with this update, third parties will continue

[Blood_Blossoms]

This might sound nutty but have a in game system for RTM so puts RTM out profit in some way.

Bring the Cash shop in game not an external website.
Give all players a #account name outside character names.
Let players send gifts to players in game to the #account name and not a code.

(Radical change biased on GW2 system)
Next is then make a Crysta the default cash shop currency that all players need buy with real money.
Set up a Trading Exchange that lets players Exchange Crysta for gill and Gill for Crysta. The value on conversion should always change biased on supply and demand of Crysta to gill.
Crysta to Gill should always be Pricier than Gill to Crysta.
You also block all cash shop and Exchanges on Free accounts and make so new accounts need a 7-day validation period before they can buy off cash shop with a new account that's not free account.

Also set a weekly / daily limit on the amount gill a player can trade to another player.
Add more free account restrictions to chat

Making everything internal will block External.

Just keep sub to real currency and can't be brought with in game Crysta that or make new currency type.

It might not work in FF14 but the place seen it implemented it works pretty well in as hard to make profit off as everything internal can only really then sell accounts.

[DPZ2]

Ah, so that whole twitter thing is complete armchair economist and SE absolutely had a different way out? Who would have thought...

Use of stolen credit card information is still ... theft. When a card-holder objects to a purchase which they did not make, it may take a bit of time, but eventually it gets refunded. I recently found an $80 charge on my card from a Real Estate something-or-other in Indiana. I live in Minnesota. Things worked out for me, but not for the company where the charge was made. Take that up a notch ... and note that it is a mass of compromised accounts plus (apparently) charges made using stolen credit cards.

It has nothing to do with saved payment methods, but that doesn't stop the illegal use of an account for illegal purposes (theft). The twitter posts were not, from memory, based soley on compromised account via saved payment methods.

[Padudu]

I think the part that ticks me off is that they chose the dumbest, laziest way that impacts actual players. They don't ban the bots in Eureka or the ones that sit underground, yet no one can gift a mount/minion because you could gift something they already own. It's so stupid and has ruined my FC's events. :/

[Azuri]

Use of stolen credit card information is still ... theft. When a card-holder objects to a purchase which they did not make, it may take a bit of time, but eventually it gets refunded. I recently found an $80 charge on my card from a Real Estate something-or-other in Indiana. I live in Minnesota. Things worked out for me, but not for the company where the charge was made. Take that up a notch ... and note that it is a mass of compromised accounts plus (apparently) charges made using stolen credit cards.

It has nothing to do with saved payment methods, but that doesn't stop the illegal use of an account for illegal purposes (theft). The twitter posts were not, from memory, based soley on compromised account via saved payment methods.

It literally opens with direct linking of the data breach to increased amount of charge backs. This can only apply to accounts with saved payment methods as credit card information isn't stored with SE. And if there was a major leak of credit cards, we'd be talking about a much more serious problem.

[LathyrusLoon]

I too hate this change. minions and emotes were some of my favorite things to give my friends on their birthdays, or for FC events.

and it's a double slap to the face knowing that they KNOW it won't actually help against 3rd parties. So they know all this does is punish those of us tgat do follow the rules. it's so stupid.

[Catwho]

Ah, so that whole twitter thing is complete armchair economist and SE absolutely had a different way out? Who would have thought...

The data breach occurred through other retailers. That meant that the dark web has a lot of stolen CC information floating around that could be purchased for very cheaply from the hackers. The hackers then combine the stolen SE account with a stolen third party credit card to make the purchase.

By the time the person whose CC was stolen discovers it, and the person whose XIV account was compromised notifies SE of the issue, the thief has already purchased a few hundred dollars worth of Mogstation items to resell for valid cash.

[DPZ2]

Next is then make a Crysta the default cash shop currency that all players need buy with real money.
Set up a Trading Exchange that lets players Exchange Crysta for gill and Gill for Crysta. The value on conversion should always change biased on supply and demand of Crysta to gill.
Crysta to Gill should always be Pricier than Gill to Crysta.

You've essentially replaced "WoW Tokens" with "Crysta", for those more familiar with World of Warcraft than Guild Wars 2.

GW2's in-game cash shop doesn't prevent me from logging into your account. It also has the disadvantage of using a saved credit card if one exists for your account (paypal is pretty much the same) to purchase Crystals. (The 'preview' button appears to have issues online at this moment).

[Blood_Blossoms]

You've essentially replaced "WoW Tokens" with "Crysta", for those more familiar with World of Warcraft than Guild Wars 2.

GW2's in-game cash shop doesn't prevent me from logging into your account. It also has the disadvantage of using a saved credit card if one exists for your account (paypal is pretty much the same) to purchase Crystals. (The 'preview' button appears to have issues online at this moment).

TBH nothing's going stops that people logging into your account if you let them so can't do much about that RTM.
only thing you can do is put in regen login locks but that's very extreme by monitoring suspicious activity.

also, they don't need to save that info really down to game devs if they want to or not but permit that option just cues ease of use

but the approach overall is a layered system, changing one thing won't help.

[DPZ2]

also, they don't need to save that info really down to game devs if they want to or not but permit that option just cues ease of use

I suspect that is why the Mog store always asks me for credit card information. The devs for the store (who are not the devs for the game) do not allow it.

[Iscah]

On the limitations of what can and can't be gifted, along with the "its to prevent sending duplicates of something they own" claim (if we take that at face value), is there some kind of inherent difference in the nature of the items received?

In particular, I wonder if it could relate to whether you can discard the item and/or whether you can still use it to remove it from your inventory.

If (I'm speculating because I can't confirm) you can't discard things like the minion and mount items and can't use them if you already obtained the thing, then they would be permanently stuck in the recipient's inventory unless manually deleted by tech support.

That's all I can think of for a logical reason why this could be a genuine problem.