Housing is fine as it is, no thanks. Instanced housing can stay away.This whole system needs to be ripped out and replaced with instanced housing. Let it cost twice as much to get the house if you want to. Upgrades could be a gold sink. Let players create and customize house placards like adventuring plates, and link them in chat (to cut down on the multi-paragraph venue announcements we get in Limsa /shout chat).
Server issue? If FFXIV makes enough for SE to burn a good chunk of it on their NFT crap, they can put some servers in.
Worst case scenario, and with a long explanation, charge players an extra dollar a month for a house. You'd make so much money you'll swim in it.
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